Available tier
Cashback
Up to 2% cashback, capped at AED 750 per month.
- Cashback rate
- 4.00%
- Monthly cap
- Not specified
- Min income
- Not specified
Liv
Compare Liv Cashback and Cashback+ UAE credit cards, including monthly caps, earning rates, and tracked benefits.
- Annual fee
- AED 700
- Best earn rate
- 10.00 MilesTravel General
Sources and verification
What this card page is based on
We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.
- Last verified
- Not verified yet
- Latest source fetch
- 4 Sep 2026
Liv Credit Card variants
This card is offered in more than one tier. Open the exact version you hold so optimiser and comparison results stay accurate.
Selected tier
Cashback+
Up to 4% cashback, capped at AED 1,500 per month.
- Cashback rate
- Not verified
- Monthly cap
- Not specified
- Min income
- Not specified
Rewards
Rates by category
Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.
- Categories
- 1
- Best rate
- 10.00%
- Top cap
- AED 0
TG
Travel General
Up to 10.00 Miles
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
10.00 Miles/AED
Cap
No cap listed
Earn up to 10,000 Skywards Miles monthly. Instant redemption available.
SourcePartner offers and other perks
These are discounts, welcome bonuses, or financing offers. They are not card earn rates and are not used in the Optimiser or directory headlines.
4
Stored as 4.00% · Default
3 complimentary movie tickets per month plus 25% off on Food & Beverage
Stored as 25.00% · Default
20% off on 1 order per month
Stored as 20.00% · Default
30-day complimentary trial plus up to 51% off 12-month plan
Stored as 51.00% · Default
Get 90% of your credit limit as instant loan
Stored as 90.00% · Default
Benefits
Travel
Global Airport Lounge Access
Lounge Access
Access to 800+ airports globally
Partner: 800+ Airports
Careem Airport Transfers
Transportation
1 ride per year
Conditions: 1 ride per year
Partner: Careem
Travel Medical Insurance
Insurance
Up to USD 500,000 travel medical insurance coverage
Global Airport Lounge Access
Lounge Access
Access to 800+ airports worldwide
Partner: 800+ Airports
Careem Airport Transfers
Transportation
1 complimentary airport ride per year
Partner: Careem
Travel Medical Insurance
Insurance
Medical insurance coverage up to USD 500,000
Conditions: Travel insurance included with card
Lifestyle
VOX Cinemas
Entertainment
3 tickets per month + 25% off on F&B
Conditions: 3 tickets per month
Partner: VOX Cinemas
Talabat
Dining
20% off on 1 order per month
Conditions: 1 order per month
Partner: Talabat
Zee5
Entertainment
25% off Mastercard Annual 4K Pack
Partner: Zee5
Express VPN
Digital Services
30-day complimentary trial + Up to 51% off 12-month plan
Partner: Express VPN
Global Blue VIP Services
Shopping
Tax free international shopping
Partner: Global Blue
VOX Cinemas
Entertainment
3 complimentary movie tickets per month plus 25% off on Food & Beverage
Partner: VOX Cinemas
Rewards
Cashback on All Spends
Cashback
Earn up to 4% cashback on all spends including shopping, fuel, fee payments, travel. Up to AED 1,500 cashback per month. Cashback rate increases when you upgrade to a new monthly spend tier - all transactions for that month will earn the new cashback rate. For example, spending AED 16,000 in a month means that you earn 4% on all previous spends of that month.
Conditions: Once you upgrade to a new monthly spend tier, all your transactions for that month will earn the new cashback rate
Emirates Skywards Miles
Airline Miles
Earn up to 10,000 Skywards Miles monthly. Can switch between cashback and Skywards Miles programs from Liv app without changing physical card.
Conditions: Switch between programs from your Liv app without changing your physical card
Partner: EmiratesProgram: Emirates Skywards
Instant Credit as Cashback or Miles
Rewards Redemption
Redeem your rewards instantly as Cashback or Skywards Miles
Cashback Rewards
Cashback
Earn up to 4% cashback on all spends with monthly cap of AED 1,500. Tiered cashback structure where spending AED 16,000 in a month qualifies all transactions for 4% rate.
Conditions: Once you upgrade to a new monthly spend tier, all your transactions for that month will earn the new cashback rate
Program: Liv Cashback
Emirates Skywards Miles
Miles
Earn up to 10,000 Skywards Miles monthly. Instant redemption available.
Partner: EmiratesProgram: Emirates Skywards
Financial Services
Instalment Payment Plans (IPP)
Financing
Split big purchases into easy instalments, with interest-free instalments for over 500+ popular merchants
Conditions: Available at 500+ popular merchants
Loan on Card
Financing
Get 90% of your credit limit as instant loan
Conditions: 90% of credit limit
Easy Payback Options
Financing
Convert outstanding balance to EMIs
Online Security
ExpressVPN
Digital Service
30-day complimentary trial plus up to 51% off 12-month plan
Partner: ExpressVPN
Tax Refund
Global Blue VIP Services
Shopping
Tax free international shopping services
Partner: Global Blue
Active promotions
No verified active promotions yet.
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