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Savings

UAE savings account rates

150 rates from 16 banks. Ranked by the rate you can actually get, not the headline.

Best savings rates

Shortlisted rates

Ranked for AED 50,000 balance and AED 15,000 monthly salary. We prioritise explicit published tiers over headline-only “up to” claims.

Compare all savings rates
Top rate

Mashreq

NEO PLUS Saver Account - Salary Transfer Tier

NEO PLUS Saver Account

6.25%

Applicable at default profile

  • No minimum balance listed
  • Salary transfer required
  • Linked current account required
  • Rate applies up to AED 500,000
  • Transfer salary of at least AED 10,000
Valid until Check sourceSource

Wio Bank

Monthly Fixed Saving Spaces - With Salary Transfer

Wio Personal - Family Plan / Salary Plan (Fixed Saving Spaces)

6.00%

Applicable at default profile

  • No minimum balance listed
  • Salary transfer required
  • Transfer salary
  • Emirates ID required
Valid until Check sourceSource

Wio Bank PJSC

Fixed Saving Spaces

Saving Spaces - Monthly Fixed (Family or Salary Plan)

6.00%

Applicable at default profile

  • No minimum balance listed
  • Salary transfer required
  • Transfer salary
  • UAE residents only
Valid until Check sourceSource

Mashreq

NEO PLUS Saver Account - Non-Salary Transfer Rate

NEO PLUS Saver Account

5.00%

Applicable at default profile

  • Min balance AED 50,000
  • Linked current account required
  • Maintain AED 50,000 minimum balance
  • Requires linked current account (Mashreq NEO Account)
Valid until Check sourceSource

Mashreq

NEO PLUS Saver Account - Balance Tier

NEO PLUS Saver Account

5.00%

Applicable at default profile

  • Min balance AED 50,000
  • Linked current account required
  • Maintain AED 50,000 minimum balance
  • Rate applies up to AED 500,000
Valid until Check sourceSource

Mashreq

NEO PLUS Saver Account - Minimum Balance Tier

NEO PLUS Saver Account

5.00%

Applicable at default profile

  • Min balance AED 50,000
  • Linked current account required
  • Maintain AED 50,000 minimum balance
  • Rate applies up to AED 500,000
Valid until Check sourceSource

Find the best applicable savings rate

We rank by the rate you are actually likely to receive based on balance, salary, and requirement filters.

Showing 127 of 150

Rate

6.25%

Mashreq

NEO PLUS Saver Account - Salary Transfer Tier

NEO PLUS Saver Account

Rate applies up to AED 500,000Transfer salary of at least AED 10,000Requires linked current account (Mashreq NEO Account)Interest credited monthly

Until Check source

Source

Rate

6%

Wio Bank

Monthly Fixed Saving Spaces - With Salary Transfer

Wio Personal - Family Plan / Salary Plan (Fixed Saving Spaces)

Transfer salaryEmirates ID required6% interest per annum applies on monthly Fixed Saving Spaces when salary is transferred to Wio. Account requires Emirates ID for verification.

Until Check source

Source

Rate

6%

Wio Bank PJSC

Fixed Saving Spaces

Saving Spaces - Monthly Fixed (Family or Salary Plan)

Transfer salaryUAE residents onlyEmirates ID requiredInterest credited per annum

Until Check source

Source

Rate

5%

Mashreq

NEO PLUS Saver Account - Non-Salary Transfer Rate

NEO PLUS Saver Account

Maintain AED 50,000 minimum balanceRequires linked current account (Mashreq NEO Account)UAE residents onlyEmirates ID required

Until Check source

Source

Rate

5%

Mashreq

NEO PLUS Saver Account - Balance Tier

NEO PLUS Saver Account

Maintain AED 50,000 minimum balanceRate applies up to AED 500,000Requires linked current account (Mashreq NEO Account)Interest credited monthly

Until Check source

Source

Rate

5%

Mashreq

NEO PLUS Saver Account - Minimum Balance Tier

NEO PLUS Saver Account

Maintain AED 50,000 minimum balanceRate applies up to AED 500,000Requires linked current account (Mashreq NEO Account)Interest credited monthly

Until Check source

Source

Rate

4.5%

ADCB

Super Saver Account - GBP Bonus Interest (15k-6M)

Super Saver Account

Requires linked current account (ADCB Current or Savings Account)Bonus rate applies to new funds onlyUAE residents onlyBonus Interest paid only on new-to-bank funds in Super Saver Account, over and above the benchmark month. Minimum GBP 15,000 to GBP 6,000,000 monthly average balance required. Customer should first have an ADCB Current or Savings Account. Available for customers who have attained majority as per applicable laws.

Until Check source

Source

Rate

4.25%

HSBC Bank Middle East Limited

USD Term Deposit - Upper Tier

Term Deposit

Minimum deposit of USD 200,000 required. Higher tier rate.

Until Check source

Source

Rate

4.25%

HSBC Bank Middle East Limited

USD Term Deposit - Tier 1

Term Deposit

Minimum eligible deposit USD 200,000 for this rate

Until Check source

Source

Rate

4%

Liv

Goal Account - Max with Salary Transfer (0-500K AED)

Goal Account

Maintain AED 0 minimum balanceRate applies up to AED 500,000Transfer salaryInterest credited unknown

Until Check source

Source

Rate

4%

Wio Bank

Fixed Saving Spaces - Standard Plan (AED) - 12 Months

Fixed Saving Spaces - Standard Plan

Interest credited at maturityEarly Withdrawal AllowedPenalty of 0.5% per annum for early or partial closure. Fixed term: 12 months. Available in Standard Plan.

Until Check source

Source

Rate

4%

Wio Bank

Fixed Saving Spaces - Standard Plan (AED) - 6 Months

Fixed Saving Spaces - Standard Plan

Interest credited at maturityEarly Withdrawal AllowedPenalty of 0.5% per annum for early or partial closure. Fixed term: 6 months. Available in Standard Plan.

Until Check source

Source

Rate

3.8%

HSBC Bank Middle East Limited

USD Term Deposit - Lower Tier

Term Deposit

Applies to deposits below USD 200,000. Lower tier rate compared to 4.25% AER for USD 200,000+

Until Check source

Source

Rate

3.8%

HSBC Bank Middle East Limited

USD Term Deposit - Tier 2

Term Deposit

For deposits below USD 200,000

Until Check source

Source

Rate

3.75%

Wio Bank

Fixed Saving Spaces - Standard Plan (AED) - 3 Months

Fixed Saving Spaces - Standard Plan

Interest credited at maturityEarly Withdrawal AllowedNo penalty on partial or early closure. Fixed term: 3 months. Available in Standard Plan.

Until Check source

Source

Rate

3.75%

Wio Bank

Fixed Saving Spaces - Standard Plan (AED) - 1 Month

Fixed Saving Spaces - Standard Plan

Interest credited at maturityEarly Withdrawal AllowedNo penalty on partial or early closure. Fixed term: 1 month. Available in Standard Plan.

Until Check source

Source

Rate

3.5%

Liv

Instant Interest Fixed Deposit - Max with Salary Transfer (1-12 months)

Instant Interest Fixed Deposit

Transfer salary of at least AED 5,000Interest credited upfrontRequires Max subscription and salary transfer of minimum AED 5000 before FD creation. Additional 0.5% p.a. interest credited upfront. Same rate applies to all tenures from 1 to 12 months.

Until Check source

Source

Rate

3.5%

Liv

Goal Account - Max (0-500K AED)

Goal Account

Maintain AED 0 minimum balanceRate applies up to AED 500,000Interest credited unknownRequires Max subscription package

Until Check source

Source

Rate

3.25%

ADCB

Super Saver Account - EUR Bonus Interest (15k-6M)

Super Saver Account

Requires linked current account (ADCB Current or Savings Account)Bonus rate applies to new funds onlyUAE residents onlyBonus Interest paid only on new-to-bank funds in Super Saver Account, over and above the benchmark month. Minimum EUR 15,000 to EUR 6,000,000 monthly average balance required. Customer should first have an ADCB Current or Savings Account. Available for customers who have attained majority as per applicable laws.

Until Check source

Source

Rate

3.25%

Liv

Instant Interest Fixed Deposit - Max (1-12 months)

Instant Interest Fixed Deposit

Interest credited upfrontRequires Max subscription. Same rate applies to all tenures from 1 to 12 months. Interest credited upfront.

Until Check source

Source