Glossary
Spend that counts toward a reward, cap, bonus, or fee waiver.
Definition
Qualifying spend is the portion of your card spend that the bank counts for a specific reward or requirement.
Why it matters
Some payments may be excluded from rewards, bonuses, or fee waivers even if they appear on your statement.
Example
Government payments, cash advances, balance transfers, fees, or wallet transactions may be excluded by some banks.
Important caveat
The exact exclusions depend on the bank's current terms.
Related terms
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