D
Default
Up to 2.00%
Spend tierRateCapNotes
Wio
Get up to 2% cashback on all your spends
- Best earn rate
- 2.00%Default
- At AED 3,000
- AED 60 (2.0%)
- At AED 10,000
- AED 200 (2.0%)
- At AED 17,500
- AED 350 (2.0%)
Sources and verification
What this card page is based on
We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.
- Last verified
- Not verified yet
- Latest source fetch
- 15 Sep 2026
Rewards
Rates by category
Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.
- Categories
- 1
- Best rate
- 2.00%
- Top cap
- AED 2,500
Benefits
Rewards
Cashback on All Spends
Cashback
Get up to 2% cashback on all your spends with Wio Credit. Up to AED 2,500 per month
Conditions: Terms & Conditions apply
Pay Other Credit Cards Cashback
Cashback
Get up to 0.5% cashback when you pay your other credit cards with Wio credit
Conditions: Terms and conditions apply. Earn up to 0.5% cashback, up to AED 2500 per month
Borrowing
Easy Cash
Cash Advance
Borrow from your credit limit with Easy Cash. Pay-as-you-go at AED 1 per day per AED 1000. Repay anytime within 30 days. 6-day grace period, AED 199 late fee applies on day 36
Conditions: Pay AED 1 daily for every AED 1,000 borrowed
Payment Flexibility
Easy Installments
Installment Plan
Split your purchases with Easy Installments on Wio Credit. Choose from 3 to 48 months
Conditions: Terms apply
Active promotions
No verified active promotions yet.
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