D
Dining
Up to 10.00 Points
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
10.00 Points/AED
Cap
No cap listed
Earn 10 points per AED at supermarket, fuel spends & dining
SourceMashreq
Earn up to 10x Mashreq Vantage reward points on all spends
Sources and verification
What this card page is based on
We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.
- Last verified
- Not verified yet
- Latest source fetch
- 18 Sep 2026
Rewards
Rates by category
Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.
- Categories
- 3
- Best rate
- 1.00%
- Top cap
- AED 0
FC
Foreign Currency
Up to 2.00 Points
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
2.00 Points/AED
Cap
No cap listed
Earn 2 points per AED on international spends and other local spends
SourceD
Default
Up to 1.00 Points
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
1.00 Points/AED
Cap
No cap listed
Earn 1 Mashreq Vantage point for every AED 1 on local spends on Government payments, utilities, education, charity, rental & telecom spends. Effective 13 June 2026, these transactions will earn 0.5 Mashreq Vantage point per AED spent.
SourcePartner offers and other perks
These are discounts, welcome bonuses, or financing offers. They are not card earn rates and are not used in the Optimiser or directory headlines.
Optional payment protection insurance at 0.99% of your monthly statement balance (+ 5% VAT)
Stored as 0.99% · Default
Get 4 movie tickets each billing month at 50% off
Stored as 50.00% · Default
Instant 10% discount of up to AED 80 plus 10% Make My Trip (MMT) reward in your MMT wallet of up to AED 80
Stored as 10.00% · Travel General
Instant 15% discount of up to AED 300 plus 15% Make My Trip (MMT) reward bonus in your MMT wallet of up to AED 300
Stored as 15.00% · Travel General
Benefits
Travel
Make My Trip Flight Discount
Discount
Instant 10% discount of up to AED 80 plus 10% Make My Trip (MMT) reward in your MMT wallet of up to AED 80
Conditions: Minimum transaction value requirement is AED 600. Use coupon code: MASHREQPP
Partner: Make My TripProgram: Make My Trip
Complimentary Airport Lounge Access
Lounge Access
Access to over 1,000 lounges worldwide with 4 complimentary lounge visits in a year
Conditions: Must spend AED 7,000 or more per month to receive 4 complimentary lounge visits in the following month. Visits applicable for cardholder or cardholder and one guest per visit
Service Area: worldwide
Make My Trip Hotel Discount
Discount
Instant 15% discount of up to AED 300 plus 15% Make My Trip (MMT) reward bonus in your MMT wallet of up to AED 300
Conditions: Minimum transaction value requirement is AED 300. Use coupon code: MASHREQPP
Partner: Make My TripProgram: Make My Trip
Entertainment
50% Off on Movie Tickets at VOX, Reel, and Novo Cinemas
Discount
Get 4 movie tickets each billing month at 50% off
Conditions: Limited to 4 tickets per billing month
Partner: VOX CinemasPartner: Reel CinemasPartner: Novo Cinemas
50% Off on Movie Tickets at Cinepolis Cinemas
Discount
Get 8 movie tickets each billing month at 50% off until 31 December 2026
Conditions: Limited to 8 tickets per billing month. Valid until December 31, 2026
Partner: Cinepolis Cinemas
Installment
Easy Payment Plan
Financing
Enjoy shopping and the freedom to buy now and pay later with Easy Payment Plan
Conditions: Subject to terms and conditions
Protection
PayProtect Insurance
Insurance
Optional payment protection insurance at 0.99% of your monthly statement balance (+ 5% VAT)
Conditions: Optional benefit charged at 0.99% of monthly statement balance plus 5% VAT
Rewards Accelerator
10x Mashreq Vantage Points on Supermarket, Fuel and Dining
Rewards
Earn 10 points per AED at supermarket, fuel spends & dining
Conditions: Applicable on eligible merchant category codes
Program: Mashreq Vantage
2x Mashreq Vantage Points on International Spends
Rewards
Earn 2 points per AED on international spends and other local spends
Conditions: Applicable on eligible transactions
Program: Mashreq Vantage
Rewards Base
1x Mashreq Vantage Points on Utilities and Government Payments
Rewards
Earn 1 Mashreq Vantage point for every AED 1 on local spends on Government payments, utilities, education, charity, rental & telecom spends. Effective 13 June 2026, these transactions will earn 0.5 Mashreq Vantage point per AED spent.
Conditions: Applicable until June 12, 2026. Rate changes to 0.5 points per AED effective June 13, 2026. Not applicable on bill payments via Mashreq Mobile App or Online Banking
Program: Mashreq Vantage
Rewards Program
Mashreq Vantage Rewards Program
Rewards
Earn Mashreq Vantage points for all spends and redeem them instantly via Mashreq Mobile App or at a partner merchant for airmiles, gift cards, cashback and more
Conditions: Points can be earned on transactions under eligible Merchant Category Codes. Mashreq Vantage points cannot be earned on bill payments via Mashreq Mobile App or Online Banking
Program: Mashreq Vantage
Signup Bonus
Welcome Bonus for New Customers
Bonus
AED 750 Welcome Bonus on the card when you spend AED 5,000 in the first 2 months post card issuance
Conditions: For new credit card customers only. Must spend AED 5,000 in first 2 months post card issuance
Program: Mashreq Vantage
Welcome Bonus for Existing Customers
Bonus
AED 200 Welcome Bonus on the card when you spend AED 5,000 or more in the first 2 months post card issuance
Conditions: For existing credit card customers. Must spend AED 5,000 or more in first 2 months post card issuance
Program: Mashreq Vantage
Active promotions
No verified active promotions yet.
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