D
Default
Up to 5.00%
Mashreq
5% cashback at noon, free delivery, AED 500 welcome bonus
- Annual fee
- AED 0
- Best earn rate
- 1.00%Default
- At AED 3,000
- AED 30 (1.0%)
- At AED 10,000
- AED 100 (1.0%)
- At AED 17,500
- AED 175 (1.0%)
Sources and verification
What this card page is based on
We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.
- Last verified
- Not verified yet
- Latest source fetch
- 1 Sep 2026
Rewards
Rates by category
Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.
- Categories
- 4
- Best rate
- 1.00%
- Top cap
- AED 0
U
Utilities
Up to 0.33%
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
0.33%
Cap
No cap listed
0.33% cashback on govt. payments, utilities, education, charity, fuel, rental and telecom purchases
SourceE
Education
Up to 0.33%
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
0.33%
Cap
No cap listed
0.33% cashback on govt. payments, utilities, education, charity, fuel, rental and telecom purchases
SourceF
Fuel
Up to 0.33%
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
0.33%
Cap
No cap listed
0.33% cashback on govt. payments, utilities, education, charity, fuel, rental and telecom purchases
SourcePartner offers and other perks
These are discounts, welcome bonuses, or financing offers. They are not card earn rates and are not used in the Optimiser or directory headlines.
50% off on Deluxe-Plus seats, up to 8 tickets per month. Valid until 31 Dec 2026
Stored as 50.00% · Default
PayProtect insurance at 0.99% of your monthly statement balance
Stored as 0.99% · Default
Benefits
Shopping
noon Membership
Membership
Automatic noon membership on the next day when your Mashreq noon card is activated
Partner: noonProgram: noon Member
Cashback on noon platforms
Cashback
5% cashback on noon, noon Food and noon Minutes
Partner: noonPartner: noon FoodPartner: noon Minutes
Free Delivery on noon express
Delivery
Enjoy unlimited free next day delivery across UAE on all noon express orders
Service Area: UAEPartner: noon
Cashback on noon supermall, NowNow and Namshi
Cashback
5% cashback on noon supermall, NowNow and Namshi
Partner: noon supermallPartner: NowNowPartner: Namshi
General
Cashback on all other purchases
Cashback
1% cashback on all other purchases
Cashback
Welcome Bonus - Existing Credit Card Customers
Signup Bonus
AED 100 Welcome Bonus on the card when you spend AED 5,000 or more in the first 2 months post card issuance
Conditions: For existing credit card customers only, spend AED 5,000+ in first 2 months
Welcome Bonus - New Credit Card Customers
Signup Bonus
AED 500 Welcome Bonus on the card when you spend AED 5,000 or more in the first 2 months post card issuance
Conditions: For new credit card customers only, spend AED 5,000+ in first 2 months
Convenience
Instant Digital Card
Digital Card
No need to wait for card delivery to start shopping any more with the new Mashreq Instant Digital Card
Entertainment
50% discount at Cinepolis
Discount
50% off on Deluxe-Plus seats, up to 8 tickets per month. Valid until 31 Dec 2026
Conditions: Up to 8 tickets per month, valid until 31 Dec 2026
Partner: Cinepolis CinemasPartner: Cinepolis
Essentials
Cashback on government, utilities, education, charity, fuel, rental and telecom
Cashback
0.33% cashback on govt. payments, utilities, education, charity, fuel, rental and telecom purchases
Finance
Interest-free period
Grace Period
Up to 57 days interest-free period
Easy Payment Plan
Installment
Enjoy shopping and the freedom to buy now and pay later with Easy Payment Plan
Protection
PayProtect Insurance
Insurance
PayProtect insurance at 0.99% of your monthly statement balance
Support
Priority Customer Service
Service
Priority Customer Service
Conditions: noon VIP membership
Partner: noon
Active promotions
No verified active promotions yet.
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