D
Dining
Up to 6.00%
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
6.00%
Cap
AED 200 / month
Earn 6% cashback (up to AED 200) on dining per statement cycle when you spend at least AED 3,000 a month.
SourceHSBC UAE
Get up to 6% cashback on daily spends and no annual fees for the first year
- Annual fee
- AED 314
- Min income
- AED 5,000
- Best earn rate
- 6.00%Default
- At AED 3,000
- AED 180 (6.0%)
- At AED 10,000
- AED 600 (6.0%)
- At AED 17,500
- AED 1,050 (6.0%)
Sources and verification
What this card page is based on
We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.
- Last verified
- Not verified yet
- Latest source fetch
- 14 Sep 2026
Rewards
Rates by category
Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.
- Categories
- 3
- Best rate
- 6.00%
- Top cap
- AED 200
D
Default
Up to 6.00%
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
5.00%
Cap
AED 200 / month
Earn 5% cashback (up to AED 200) on fuel per statement cycle when you spend at least AED 3,000 a month.
SourceSpend tier
Published reward rule
Rate
2.00%
Cap
AED 200 / month
Earn 2% cashback (up to AED 200) on groceries and entertainment per statement cycle when you spend at least AED 3,000 a month.
SourceSpend tier
Published reward rule
Rate
0.50%
Cap
No cap listed
Earn 0.5% on all other spends, and when you spend less than AED 3,000 a month
SourceSpend tier
Published reward rule
Rate
1.00 Points/AED
Cap
No cap listed
Automatic extended warranty on purchases you make in full with your card. It doubles the original manufacturer's warranty for up to 1 year.
SourceSpend tier
Published reward rule
Rate
6.00%
Cap
No cap listed
Get up to 6% cashback on daily spends and no annual fees for the first year
SourceF
Fuel
Up to 5.00%
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
5.00%
Cap
AED 200 / month
Earn 5% cashback (up to AED 200) on fuel per statement cycle when you spend at least AED 3,000 a month.
SourcePartner offers and other perks
These are discounts, welcome bonuses, or financing offers. They are not card earn rates and are not used in the Optimiser or directory headlines.
Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership.
Stored as 50.00% · Dining
Buy 1 Get 1 Free movie tickets every month when you spend at least AED 6,000 in the calendar month of booking and up to 25% off food and drink at cinemas across the UAE.
Stored as 25.00% · Default
Get up to 7% back as wallet credits with Booking.com accommodations when you book on your credit card.
Stored as 7.00% · Travel General
Get 15% off additional data packages with Airalo.
Stored as 15.00% · Travel General
Benefits
Travel
Airport Lounge Access
Airport Lounge
12 complimentary visits for you and additional cardholders to over 1,200 lounges a year when you make at least 1 international purchase worth USD 1 once every calendar year with your HSBC Visa card 15 days before you travel.
Conditions: Make at least 1 international purchase worth USD 1 once every calendar year 15 days before travel
Lounge: Over 1,200 airport lounges worldwide
Airalo Data Roaming Discount
Discount
Get 15% off additional data packages with Airalo
Partner: Airalo
Booking.com Cashback
Cashback
Get up to 7% back as wallet credits with Booking.com accommodations when you book on your credit card
Partner: Booking.com
Multi-trip Travel Insurance
Insurance
Complimentary cover of up to USD 500,000 for you and your family on all trips up to 90 days.
Conditions: Offered by Visa International
Booking.com Credits
Discount
Get up to 7% back as wallet credits with Booking.com accommodations when you book on your credit card.
Partner: Booking.com
Airalo Roaming Data Discount
Discount
Get 15% off additional data packages with Airalo.
Partner: Airalo
Lifestyle
Careem Plus Subscription
Membership
Complimentary 12-month Careem Plus subscription when you add and use your HSBC credit card on the Careem app
Program: Careem Plus
Timeout and Golf Access Programme
Discount Program
Enjoy over 200 offers across dining, retail and accommodation across MENA with the Timeout and Golf Access Programme.
Program: Timeout and Golf Access Programme
24-hour Concierge Service
Concierge
Visa Concierge takes care of the details, from restaurant bookings to travel plans and more
home&Away Offers
Discount
Get deals on shopping, travel, dining and more worldwide with home&Away
Program: home&Away
24-hour Visa Concierge
Concierge
Visa Concierge takes care of the details, from restaurant bookings to travel plans and more.
Conditions: Available 24/7 by calling 800 0441 3487 from the UAE or +9714 361 1234 / +44 2078 502 829 from outside the UAE
home&Away Programme
Discount Program
Get deals on shopping, travel, dining and more worldwide with home&Away.
Program: home&Away
Shopping
Extended Warranty
Purchase Protection
Automatic extended warranty on purchases you make in full with your card. It doubles the original manufacturer's warranty for up to 1 year.
Conditions: Offered by Visa International
All Spends
Base Cashback
Cashback
Earn 0.5% on all other spends, and when you spend less than AED 3,000 a month
Conditions: Applies to all spends outside bonus categories or when monthly spend is below AED 3,000
Cashback
Welcome Cashback
Welcome Bonus
Receive up to AED 1,500 cashback when you get a Live+ Credit Card and meet the spends and funding requirements. Plus, get AED 100 cashback when you add your card to a mobile wallet and use it to make a payment.
Conditions: Available on primary card only. You can't have a primary card when you apply or in the 6 months before applying. Offer ends 31 May 2026.
Cinema
Cinema Buy 1 Get 1 Free
Entertainment
Buy 1 Get 1 Free movie tickets every month when you spend at least AED 6,000 in the calendar month of booking and up to 25% off food and drink at cinemas across the UAE.
Conditions: Minimum spend of AED 6,000 in the calendar month of booking required
Partner: VOX CinemasPartner: Reel CinemasPartner: Roxy CinemasPartner: VOXPartner: ReelPartner: Roxy
Dining
Zomato Gold Membership
Membership
Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership.
Partner: Over 4,000 restaurants across the UAEPartner: ZomatoProgram: Zomato Gold
Restaurant Discounts UAE
Discount
Get discounts at over 400 restaurants across the UAE when you pay with your credit card
Partner: Over 400 restaurantsService Area: UAE
Cashback on Dining
Cashback
Earn 6% cashback (up to AED 200) on dining per statement cycle when you spend at least AED 3,000 a month.
Conditions: Minimum monthly spend of AED 3,000 required. Maximum AED 200 cashback per statement cycle.
Entertainment
Cashback on Entertainment
Cashback
Earn 2% cashback on entertainment, up to AED 200 per statement cycle when you spend at least AED 3,000 a month
Conditions: Minimum monthly spend of AED 3,000 required
Fuel
Cashback on Fuel
Cashback
Earn 5% cashback (up to AED 200) on fuel per statement cycle when you spend at least AED 3,000 a month.
Conditions: Minimum monthly spend of AED 3,000 required. Maximum AED 200 cashback per statement cycle.
Groceries
Cashback on Groceries
Cashback
Earn 2% cashback on groceries, up to AED 200 per statement cycle when you spend at least AED 3,000 a month
Conditions: Minimum monthly spend of AED 3,000 required
Groceries Entertainment
Cashback on Groceries and Entertainment
Cashback
Earn 2% cashback (up to AED 200) on groceries and entertainment per statement cycle when you spend at least AED 3,000 a month.
Conditions: Minimum monthly spend of AED 3,000 required. Maximum AED 200 cashback per statement cycle.
Security
Fraud Protection
Insurance
You're covered for fraudulent transactions on your card up to USD 2,500 a claim and up to USD 4,000 a year.
Conditions: Offered by Visa International
Transportation
Careem Plus Membership
Membership
Get a complimentary 12-month Careem Plus subscription. Simply add and use your HSBC credit card on the Careem app.
Partner: CareemProgram: Careem Plus
Active promotions
No verified active promotions yet.
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