tilla

First Abu Dhabi Bank

Lowest interest rates on spending with an interest rate as low as 1.5%

Annual fee
AED 300
Apply nowCompare card

Sources and verification

What this card page is based on

We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.

Last verified
Not verified yet
Latest source fetch
8 Sep 2026

Rewards

Rates by category

Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.

Reward rules are not verified yet.

Partner offers and other perks

These are discounts, welcome bonuses, or financing offers. They are not card earn rates and are not used in the Optimiser or directory headlines.

  • Low interest rates from 1.5% per month for UAE Nationals and 1.99% per month for expatriates

    Stored as 1.50% · Default

  • Only 3% minimum payment on statement balance each month

    Stored as 3.00% · Default

  • Buy now pay later plans from 0.99% for up to 48 months

    Stored as 0.99% · Default

  • 0% interest on balance transfers for up to 18 months for UAE Nationals and 12 months for expatriates

    Stored as 0.00% · Default

  • 20% discount on day-passes at The Green Planet

    Stored as 20.00% · Default

  • The FAB Low-Rate Credit Card offers the lowest interest rates on spending in the market, starting from 1.5% per month for UAE Nationals and 1.99% per month for expatriates. Features include 0% interest balance transfers, 3% minimum statement payment, zero foreign transaction bank fees, buy now pay later plans from 0.99%, and Quick Cash options.

    Stored as 1.50% · Foreign Currency

Benefits

Account Management

FAB Mobile Management

Digital

Manage your card anywhere, anytime on the FAB Mobile app

Balance Transfer

Balance Transfer

Finance

0% interest on balance transfers for up to 18 months for UAE Nationals and 12 months for expatriates

Conditions: Fees apply

Cash Advance

Quick Cash

Finance

Get great rates on Quick Cash directly in your UAE account

Conditions: Fees apply

Entertainment

Dubai Parks and Resorts Discount

Discount

20% discount on entry tickets at Dubai Parks and Resorts

Partner: Dubai Parks and ResortsService Area: Dubai

The Green Planet Discount

Discount

20% discount on day-passes at The Green Planet

Partner: The Green PlanetService Area: UAE

The View at the Palm Discount

Discount

20% discount on entry tickets at The View at the Palm

Partner: The View at the PalmService Area: Dubai

Wild Wadi Waterpark Discount

Discount

Special discounts on entry passes at Wild Wadi Waterpark

Partner: Wild Wadi WaterparkService Area: Dubai

Fraud Protection

Wallet Shield

Insurance

Coverage against fraudulent activity

Conditions: Apply by sending 'WS' to 2121 via SMS

Installment Plans

Buy Now Pay Later

Finance

Buy now pay later plans from 0.99% for up to 48 months

Conditions: Fees apply

Al Futtaim Easy Payment Plan

Finance

0% Easy Payment Plan at Al Futtaim brands

Partner: Al Futtaim

Interest Rate

Low Interest Rates

Finance

Low interest rates from 1.5% per month for UAE Nationals and 1.99% per month for expatriates

Conditions: Rate varies by nationality

Notifications

SMS Alerts

Digital

Stay updated with SMS alerts on every transaction

Payment Flexibility

Minimum Payment

Finance

Only 3% minimum payment on statement balance each month

Conditions: Standard terms

Payment Protection

Credit Shield

Insurance

Optional coverage that pays off outstanding balance if you can't meet credit card payments

Conditions: Optional, terms apply

Shopping Dining

Shopping and Dining Discounts

Discount

Get several great discounts on shopping and dining with partners

Partner: The Green PlanetPartner: Dubai Parks and ResortsPartner: The View at the PalmPartner: Wild Wadi WaterparkPartner: Al Futtaim

Active promotions

No verified active promotions yet.

No verified reward rates yet

This card exists in the directory, but reward-rate facts are not verified in the public view yet.

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