Emirates Islamic
Earn up to 8% Cashback on your spends
Sources and verification
We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.
Default
8.00%
8% cashback on domestic fuel spends
Fuel
8.00%
8% cashback on domestic fuel spends [Derived category mapping: fuel]
Fuel
8.00%
8% cashback on Fuel (Domestic) when category month spend is at least AED 0. Maximum AED 100 cashback for this category per monthly.
Eligibility
Eligibility details not available yet.
Annual fee
AED 299
First year fee
AED 0
Rewards
Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.
Up to 4.00%
Spend tier
Published reward rule
Rate
4.00%
Cap
No cap listed
4% cashback on domestic supermarket spends
SourceSpend tier
Published reward rule
Rate
4.00%
Cap
AED 200 / month
4% cashback on Supermarket (Domestic) when category month spend is at least AED 0. Maximum AED 200 cashback for this category per monthly.
SourceUp to 4.00%
Up to 8.00%
Spend tier
Published reward rule
Rate
0.50%
Cap
No cap listed
0.5% cashback on telecom, utilities, real estate and government spends
SourceUp to 8.00%
Spend tier
Published reward rule
Rate
8.00%
Cap
No cap listed
8% cashback on domestic fuel spends [Derived category mapping: fuel]
SourceSpend tier
Published reward rule
Rate
8.00%
Cap
AED 100 / month
8% cashback on Fuel (Domestic) when category month spend is at least AED 0. Maximum AED 100 cashback for this category per monthly.
SourceUp to 4.00%
Spend tier
Published reward rule
Rate
4.00%
Cap
No cap listed
4% cashback on education spends [Derived category mapping: education]
SourceSpend tier
Published reward rule
Rate
4.00%
Cap
AED 200 / month
4% cashback on Education when category month spend is at least AED 0. Maximum AED 200 cashback for this category per monthly.
SourceUp to 0.50%
Spend tier
Published reward rule
Rate
0.50%
Cap
No cap listed
0.5% cashback on telecom, utilities, real estate and government spends [Derived category mapping: utilities]
SourceUp to 4.00%
Spend tier
Published reward rule
Rate
0.50%
Cap
No cap listed
0.5% cashback on telecom, utilities, real estate and government spends
SourceTravel Category Cashback - Airlines
Cashback
4% cashback on airline spends
Conditions: Monthly cap of AED 200. Minimum monthly spend of AED 2,500 required. Must select Travel category for the month
Travel Category Cashback - Hotels
Cashback
4% cashback on hotel spends
Conditions: Monthly cap of AED 200. Minimum monthly spend of AED 2,500 required. Must select Travel category for the month
Complimentary Airport Lounge Access
Lounge Access
Unlimited access to 1,200+ airport lounges worldwide
Conditions: Minimum calendar month spend required (amount not specified)
Meet & Greet Bronze Service
Airport Service
Airport meet and greet service for smooth airport experiences
Conditions: 1 service per period. Minimum calendar month spend required (amount not specified)
Luxury Hotel Collection
Hotel Benefits
Access to luxury hotel collection benefits
Exclusive Visa Travel Offers
Discounts
Exclusive travel offers through Visa
Complimentary Golf
Golf
Two complimentary rounds of golf every month
Conditions: Minimum calendar month spend required (amount not specified)
Complimentary Valet Parking
Parking
Hassle-free valet parking at premium locations
Conditions: 1 complimentary valet parking per period. Minimum calendar month spend required (amount not specified)
Cinema Tickets - Buy One Get One
Entertainment
Buy one get one movie tickets at Vox or Reel Cinemas
Conditions: 2 BOGO tickets. Minimum calendar month spend required (amount not specified)
Sharjah Ladies Club Access
Club Membership
Unlimited access to Sharjah Ladies Club
Conditions: Minimum calendar month spend required (amount not specified)
Entertainment Offers
Discounts
Entertainment offers including cinema and other venues
Extended Warranty
Purchase Protection
Extended warranty coverage on purchases
Purchase Protection
Purchase Protection
Protection for purchases made with the card
Multi-Trip Travel Takaful
Travel Insurance
Complimentary multi-trip travel takaful (Sharia-compliant travel insurance)
Lifestyle Category Cashback - Other Spends
Cashback
1% cashback on all other spends
Conditions: No cap. Minimum monthly spend of AED 2,500 required. Must select Lifestyle category for the month
Cash-on-Call Facility
Cash Advance
Cash on call facility available
Easy Payment Plans
Installment
Easy payment plan options for purchases
Lifestyle Category Cashback - Dining
Cashback
4% cashback on dining spends
Conditions: Monthly cap of AED 200. Minimum monthly spend of AED 2,500 required. Must select Lifestyle category for the month
Lifestyle Category Cashback - Education
Cashback
4% cashback on education spends
Conditions: Monthly cap of AED 200. Minimum monthly spend of AED 2,500 required. Must select Lifestyle category for the month
Lifestyle Category Cashback - Fuel
Cashback
8% cashback on domestic fuel spends
Conditions: Monthly cap of AED 100. Minimum monthly spend of AED 2,500 required. Must select Lifestyle category for the month
Lifestyle Category Cashback - Supermarket
Cashback
4% cashback on domestic supermarket spends
Conditions: Monthly cap of AED 200. Minimum monthly spend of AED 2,500 required. Must select Lifestyle category for the month
Welcome Bonus
Cashback
Get AED 500 Cashback points on spends of AED 15,000 within 60 days of Card approval
Conditions: Spend AED 15,000 within 60 days of card approval. Offer valid till 30 June 2026
Lifestyle Category Cashback - Telecom/Utilities/Real Estate/Government
Cashback
0.5% cashback on telecom, utilities, real estate and government spends
Conditions: No cap. Minimum monthly spend of AED 2,500 required. Must select Lifestyle category for the month
No verified active promotions yet.