D
Default
Up to 10.00%
Emirates Islamic
RTA Credit Card
Enjoy the convenience of having both a credit card and a Nol chip on a single card.
Sources and verification
What this card page is based on
We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.
- Last verified
- Not verified yet
- Latest source fetch
- 21 May 2026
Default
10.00%
Get 10% Cashback on Fuel Spends
Fuel
10.00%
Get 10% Cashback on Fuel Spends [Derived category mapping: fuel]
Foreign Currency
2.25%
2.25% Cashback on International Spends
Eligibility
Eligibility details not available yet.
Rewards
Rates by category
Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.
- Categories
- 8
- Best rate
- 10.00%
- Top cap
- AED 0
F
Fuel
Up to 10.00%
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
10.00%
Cap
No cap listed
Get 10% Cashback on Fuel Spends [Derived category mapping: fuel]
SourceFC
Foreign Currency
Up to 2.25%
G
Groceries
Up to 1.00%
Spend tierRateCapNotes
D
Dining
Up to 0.31%
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
0.31%
Cap
No cap listed
0.31% Cashback on Quick Service Restaurants (Fast Food Restaurants)
SourceU
Utilities
Up to 0.13%
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
0.13%
Cap
No cap listed
0.13% Cashback on Education, Telecommunication & Real Estate [Derived category mapping: utilities]
SourceE
Education
Up to 0.13%
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
0.13%
Cap
No cap listed
0.13% Cashback on Education, Telecommunication & Real Estate [Derived category mapping: education]
SourceTG
Travel General
Up to 1.00 Miles
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
1.00 Miles/AED
Cap
No cap listed
For every USD 1 retail spend you will enjoy earning Miles according to the earning rates.
SourceBenefits
Rewards
Skywards Miles
Miles
For every USD 1 retail spend you will enjoy earning Miles according to the earning rates.
Program: Emirates Skywards
General
Education, Telecommunication & Real Estate Cashback
Cashback
0.13% Cashback on Education, Telecommunication & Real Estate
Conditions: Unlimited maximum cashback. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.
Assistance
Emergency Medical & Legal Referral Service
Insurance
Emergency Medical & Legal Referral Service
Emergency Cash & Card Replacement
Insurance
Emergency Cash & Card Replacement
Automotive
Automobiles & Takaful Cashback
Cashback
0.19% Cashback on Automobiles & Takaful
Conditions: Unlimited maximum cashback. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.
Dining
Quick Service Restaurants Cashback
Cashback
0.31% Cashback on Quick Service Restaurants (Fast Food Restaurants)
Conditions: Unlimited maximum cashback. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.
Domestic Spend
Domestic Spends Cashback
Cashback
1.25% Cashback on Domestic Spends
Conditions: Unlimited maximum cashback. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.
Entertainment
Entertainment Offer
Discount
Complimentary Reel Cinemas Tickets
Fuel
Cashback on Fuel Spends
Cashback
Get 10% Cashback on Fuel Spends
Conditions: Maximum Cashback per month: AED 75. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.
Grocery
Grocery & Supermarkets Cashback
Cashback
1% Cashback on Grocery & Supermarkets
Conditions: Unlimited maximum cashback. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.
International Spend
International Spends Cashback
Cashback
2.25% Cashback on International Spends
Conditions: Unlimited maximum cashback. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.
EEA and UK Spends Cashback
Cashback
0.56% Cashback on European Economic Area (EEA) countries and UK spends
Conditions: Unlimited maximum cashback. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.
Purchase Protection
Extended Warranty
Insurance
Extended Warranty
Purchase Protection
Insurance
Purchase Protection
Transport
Built-in Nol Card
Feature
Enjoy seamless access and ease of payments on the RTA Transport network
Convenient Nol Top-Up Options
Feature
Recharge your Nol chip anytime, anywhere
Salik Auto Top-Up
Feature
Hands-free Salik recharges, always on
Cashback on RTA Transport Payments
Cashback
Get 10% Cashback on RTA Transport Payment
Conditions: Maximum Cashback per month: AED 75. Applies to Ticket Offices, Ticket Vending Machines, RTA Customer Service Centres and RTA Authorised Sales Agents. Minimum retail spend of AED 1,000 per statement cycle required effective 1 March 2025.
Partner: Ticket Offices (at Metro stations or select Bus stationsPartner: Ticket Vending Machines (at Metro Stations and Bus StopsPartner: RTA Customer Service CentresPartner: RTA Authorised Sales Agents (e.g. Carrefour, Spinneys, Waitrose, Redha Al Ansari, Geant, EPPCO, ENOC
Active promotions
No verified active promotions yet.