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Emirates Islamic

Cashback Plus Card

Up to 10% cashback on groceries, education, dining, and telecom

Annual fee
AED 299
Best listed rate
10.00%Dining
Apply nowCompare card

Sources and verification

What this card page is based on

We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.

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Card termsTelco reward source

Dining

10.00%

Earn up to 10% cashback across four essential categories — groceries, education, dining, and telecom — both in the UAE and abroad. Cashback is earned based on total monthly spend tiers.

Default

10.00%

Up to 10% cashback on groceries, education, dining, and telecom

Utilities

10.00%

Up to 10% cashback on groceries, education, dining, and telecom [Derived category mapping: utilities]

Eligibility

Eligibility details not available yet.

Annual fee

AED 299

Rewards

Rates by category

Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.

Categories
6
Best rate
10.00%
Top cap
AED 200
D

Dining

Up to 10.00%

Spend tier

Published reward rule

Rate

10.00%

Cap

No cap listed

Earn up to 10% cashback across four essential categories — groceries, education, dining, and telecom — both in the UAE and abroad. Cashback is earned based on total monthly spend tiers.

Source

Spend tier

Published reward rule

Rate

3.00%

Cap

AED 200 / month

3% cashback on Dining when card month spend is at least AED 3,000 and at most AED 9,999. Maximum AED 200 cashback for this category per monthly.

Source

Spend tier

Published reward rule

Rate

5.00%

Cap

AED 200 / month

5% cashback on Dining when card month spend is at least AED 10,000 and at most AED 17,499. Maximum AED 200 cashback for this category per monthly.

Source

Spend tier

Published reward rule

Rate

10.00%

Cap

AED 200 / month

10% cashback on Dining when card month spend is at least AED 17,500. Maximum AED 200 cashback for this category per monthly.

Source
D

Default

Up to 10.00%

Spend tier

Published reward rule

Rate

10.00%

Cap

No cap listed

Up to 10% cashback on groceries, education, dining, and telecom

Source
U

Utilities

Up to 10.00%

Spend tier

Published reward rule

Rate

10.00%

Cap

No cap listed

Up to 10% cashback on groceries, education, dining, and telecom [Derived category mapping: utilities]

Source
E

Education

Up to 10.00%

Spend tier

Published reward rule

Rate

10.00%

Cap

No cap listed

Up to 10% cashback on groceries, education, dining, and telecom [Derived category mapping: education]

Source

Spend tier

Published reward rule

Rate

3.00%

Cap

AED 200 / month

3% cashback on Education when card month spend is at least AED 3,000 and at most AED 9,999. Maximum AED 200 cashback for this category per monthly.

Source

Spend tier

Published reward rule

Rate

5.00%

Cap

AED 200 / month

5% cashback on Education when card month spend is at least AED 10,000 and at most AED 17,499. Maximum AED 200 cashback for this category per monthly.

Source

Spend tier

Published reward rule

Rate

10.00%

Cap

AED 200 / month

10% cashback on Education when card month spend is at least AED 17,500. Maximum AED 200 cashback for this category per monthly.

Source
G

Groceries

Up to 10.00%

Spend tier

Published reward rule

Rate

10.00%

Cap

No cap listed

Up to 10% cashback on groceries, education, dining, and telecom [Derived category mapping: groceries]

Source

Spend tier

Published reward rule

Rate

3.00%

Cap

AED 200 / month

3% cashback on Supermarkets when card month spend is at least AED 3,000 and at most AED 9,999. Maximum AED 200 cashback for this category per monthly.

Source

Spend tier

Published reward rule

Rate

5.00%

Cap

AED 200 / month

5% cashback on Supermarkets when card month spend is at least AED 10,000 and at most AED 17,499. Maximum AED 200 cashback for this category per monthly.

Source

Spend tier

Published reward rule

Rate

10.00%

Cap

AED 200 / month

10% cashback on Supermarkets when card month spend is at least AED 17,500. Maximum AED 200 cashback for this category per monthly.

Source
T

Telco

Up to 10.00%

Spend tier

Published reward rule

Rate

3.00%

Cap

AED 200 / month

3% cashback on Telecom when card month spend is at least AED 3,000 and at most AED 9,999. Maximum AED 200 cashback for this category per monthly.

Source

Spend tier

Published reward rule

Rate

5.00%

Cap

AED 200 / month

5% cashback on Telecom when card month spend is at least AED 10,000 and at most AED 17,499. Maximum AED 200 cashback for this category per monthly.

Source

Spend tier

Published reward rule

Rate

10.00%

Cap

AED 200 / month

10% cashback on Telecom when card month spend is at least AED 17,500. Maximum AED 200 cashback for this category per monthly.

Source

Benefits

Travel

Airport Lounge Access

Lounge Access

Unlimited complimentary access to over 1,000 airport lounges worldwide

Conditions: Available to both primary and supplementary cardholders

Meet & Greet Bronze Service

Concierge

Start every trip with seamless service at airports

Multi-Trip Travel Takaful

Travel Insurance

Travel safely with automatic coverage for multiple trips

Luxury Hotel Collection

Hotel Benefits

Experience luxury stays around the world

Exclusive Visa Travel Offers

Discounts

Travel farther, save smarter with Visa exclusive travel offers

Lifestyle

Complimentary Golf

Golf

Enjoy two free golf rounds per month at top UAE clubs

Conditions: Two rounds per month at participating UAE golf clubs

Complimentary Valet Parking

Valet

Arrive in style, park with ease at select locations

Sharjah Ladies Club Access

Club Access

Relax, unwind and rejuvenate in style at Sharjah Ladies Club

Partner: Sharjah Ladies Club

Complimentary Entertainment Offers

Entertainment

Enjoy complimentary entertainment offers including cinema benefits

Rewards

Cashback Earnings

Cashback

Earn up to 10% cashback across four essential categories — groceries, education, dining, and telecom — both in the UAE and abroad. Cashback is earned based on total monthly spend tiers.

Conditions: Minimum monthly expenditure of AED 3,000 required to earn cashback. Maximum cashback per category per month is AED 200.

Program: SupermarketsProgram: EducationProgram: DiningProgram: Telecom

Shopping

Extended Warranty

Purchase Protection

Shop confidently with extended protection on purchases

Purchase Protection

Purchase Protection

Your purchases, protected worldwide

Financial

Cash on Call Facility

Cash Advance

Convert your credit into instant cash

Easy Payment Plan

Installment

Shop today, pay later with ease through installment plans

Transportation

RTA Salik Auto Top-Up

Auto Payment

Drive smarter with automatic Salik top-ups

Gold Class Metro Access

Transportation

Gold Class cabin access on the metro

Active promotions

No verified active promotions yet.