TG
Travel General
Up to 2.00 Miles
Spend tierRateCapNotes
Dubai Islamic Bank
Earn Skywards Miles on all spends with complimentary Emirates Skywards Silver membership
Sources and verification
What this card page is based on
We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.
- Last verified
- Not verified yet
- Latest source fetch
- 15 Sep 2026
Rewards
Rates by category
Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.
- Categories
- 3
- Best rate
- 0.75%
- Top cap
- AED 0
FC
Foreign Currency
Up to 1.50 Miles
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
1.50 Miles/AED
Cap
No cap listed
Earn up to 1.5 Skywards Miles for every USD 1 equivalent spent in foreign currency
SourceD
Default
Up to 0.75 Miles
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
0.30 Miles/AED
Cap
No cap listed
Earn 0.3 Mile per USD 1 spent on government, supermarkets/groceries, utilities, insurance, automobiles, education, fuel, real estate and telecom
SourceSpend tier
Published reward rule
Rate
0.75 Miles/AED
Cap
No cap listed
Earn 0.75 Mile per USD 1 spent in European Economic Area
SourcePartner offers and other perks
These are discounts, welcome bonuses, or financing offers. They are not card earn rates and are not used in the Optimiser or directory headlines.
25,000 bonus Skywards Miles on card activation
Stored as 25.00 miles_per_usd · Travel General
25,000 Bonus Miles when you spend an equivalent of USD 20,000 or more in the first 4 card statements
Stored as 25.00 miles_per_usd · Default
Complimentary Emirates Skywards Silver membership including bonus Miles when flying Emirates, extra 12kg baggage allowance, Emirates Lounge access at Dubai International Airport, and complimentary seat selection
Stored as 12.00 miles_per_usd · Foreign Currency
Enjoy 0% Easy Payment Plan when purchasing Emirates tickets to any destination on emirates.com
Stored as 0.00% · Travel General
Benefits
Travel
Airport Lounge Access
Lounge Access
Unlimited complimentary access to over 1200 airport lounges worldwide for cardholder and a guest. First visit per calendar year is complimentary. Subsequent visits require foreign currency spend of USD 1 equivalent minimum 15 days prior to lounge visit. Otherwise, US $32 per usage will be charged.
Conditions: First visit free. Subsequent visits require USD 1 foreign spend 15 days prior, or pay US $32 per visit
Partner: Visa Airport Companion
Visa Luxury Hotel Collection
Hotel Privileges
Exclusive member privileges at over 900 luxury hotel properties worldwide with preferential prices, room upgrades, free internet and breakfast, VIP guest status, late check-outs and complimentary food and beverage vouchers worth USD 25
Conditions: Book at www.visaluxuryhotels.com and pay with the card
Partner: 900+ luxury hotel properties worldwide
0% Easy Payment Plan with Emirates
Installment
Enjoy 0% Easy Payment Plan when purchasing Emirates tickets to any destination on emirates.com
Conditions: Purchase on emirates.com and pay with the card, then apply via link on Emirates booking confirmation
Partner: Emirates
Complimentary Travel Insurance
Insurance
Insurance cover up to USD 500,000 on international and domestic trips including lost/stolen baggage or money, delayed departure, medical expenses, repatriation/hospital expenses, personal liability and legal expenses
Conditions: Automatic coverage
Medical and Legal Referral
Assistance
Medical advice over telephone, medical service provider referral, monitoring medical condition pre/post hospitalisation, essential medicine and equipment delivery, dispatch of physician, medical evacuation and repatriation, legal referral, interpreter referral
Conditions: Call +44 (0) 208 762 8373
Lifestyle
International Concierge Services
Concierge
24/7 personalised customer service including hotel bookings, flight reservations, and more through dedicated global toll-free numbers
Conditions: Available 24/7
Complimentary Valet Parking
Parking
4 complimentary valet parking services per month at 18 key locations across the UAE
Conditions: Present card at valet parking reception. Subject to maintaining minimum monthly spends of AED 8,000 per month. If spend criteria not met, applicable fee will be billed.
Service Area: 18 key locations across UAE
Complimentary Roadside Assistance
Roadside Assistance
Complimentary roadside assistance up to 5 times per year including vehicle registration service (once/year), vehicle servicing pickup/dropoff (once/year), towing, fuel assistance, battery boost, flat tyre fixing, lock-out service, off-road pull out, and free international driving license
Conditions: Up to 5 times per year. Contact service provider at 600500372
Rewards
Emirates Spend Earn Rate
Rewards Earn Rate
Earn 2 Skywards Miles for every USD 1 equivalent spent on Emirates
Conditions: On Emirates spends
Local Currency Spend Earn Rate
Rewards Earn Rate
Earn up to 1 Skywards Mile for every USD 1 equivalent spent in local currency
Conditions: On local currency spends
European Economic Area Reduced Earn Rate
Rewards Earn Rate
Earn 0.75 Mile per USD 1 spent in European Economic Area
Conditions: Effective from November 1, 2022
ExtraMiles App Bonus
Rewards Earn Rate
Earn 2 additional Skywards Miles for every USD 1 spent on hotel bookings and car rentals through ExtraMiles App
Conditions: Limited period only, purchases through ExtraMiles App
Partner: ExtraMiles
Foreign Currency Spend Earn Rate
Rewards Earn Rate
Earn up to 1.5 Skywards Miles for every USD 1 equivalent spent in foreign currency
Conditions: On foreign currency spends
Reduced Earn Rate Categories
Rewards Earn Rate
Earn 0.3 Mile per USD 1 spent on government, supermarkets/groceries, utilities, insurance, automobiles, education, fuel, real estate and telecom
Conditions: Effective from November 1, 2022
Airline Status
Emirates Skywards Silver Membership
Membership
Complimentary Emirates Skywards Silver membership including bonus Miles when flying Emirates, extra 12kg baggage allowance, Emirates Lounge access at Dubai International Airport, and complimentary seat selection
Conditions: With card membership
Program: Emirates Skywards
Card Features
Chip and PIN Security
Security
EMV chip and PIN enabled for secure transactions
Conditions: Standard feature
Visa payWave Contactless
Payment Feature
Enabled with Visa payWave contactless payment technology for fast secure payments
Conditions: At participating merchants
Card Services
Global Customer Assistance Services (GCAS)
Assistance
World-class customer service including lost/stolen card reporting, emergency card replacement, emergency cash disbursement
Conditions: Call +971 4 361 1234
Financial
Balance Transfer Facility
Balance Transfer
Clear outstanding on any other banks' credit cards with no documentation required. Apply through Online Banking.
Conditions: Available through online banking at https://online.dib.ae
Purchase Protection
365 Days Purchase Protection
Insurance
Protects purchases against theft and damage for 365 days
Conditions: Purchases made with the card
Extended Warranty
Insurance
Automatic doubling of manufacturer's warranty for up to 1 year against mechanical breakdown on new electrical household products purchased with the card
Conditions: Purchases made with the card
Signup Bonus
Balance Transfer Bonus
Reward
25,000 bonus Skywards Miles on balance transfer
Conditions: Minimum balance transfer amount of AED 50,000 with minimum 6 months tenor
Welcome Bonus - Card Activation
Reward
25,000 bonus Skywards Miles on card activation
Conditions: On card activation
Spend Bonus
Reward
25,000 Bonus Miles when you spend an equivalent of USD 20,000 or more in the first 4 card statements
Conditions: Spend USD 20,000 or more equivalent in the first 4 card statements
Active promotions
No verified active promotions yet.
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