D
Default
Up to 3.00%
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
3.00%
Cap
No cap listed
Earn 3% cashback on supermarket and hypermarket purchases with a maximum monthly cashback of AED 300
SourceDubai Islamic Bank
Get up to 3% Cashback on everyday spends including supermarkets, fuel, bills and more
- Annual fee
- AED 200
- Best earn rate
- 3.00%Default
- At AED 3,000
- AED 90 (3.0%)
- At AED 10,000
- AED 300 (3.0%)
- At AED 17,500
- AED 525 (3.0%)
Sources and verification
What this card page is based on
We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.
- Last verified
- Not verified yet
- Latest source fetch
- 17 Sep 2026
Rewards
Rates by category
Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.
- Categories
- 2
- Best rate
- 3.00%
- Top cap
- AED 0
G
Groceries
Up to 3.00%
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
3.00%
Cap
No cap listed
Earn 3% cashback on supermarket and hypermarket purchases with a maximum monthly cashback of AED 300
SourceBenefits
Travel
Travel Insurance Coverage
Insurance
Travel and medical coverage of up to US$ 100,000 when booking flight tickets using the card. Coverage is applicable to cardholder, spouse and children (up to 4, under the age of 18)
Conditions: Book flight tickets using the card
Partner: Watania
Shopping
Cashback on Supermarkets & Hypermarkets
Cashback
Earn 3% cashback on supermarket and hypermarket purchases with a maximum monthly cashback of AED 300
Automotive
Complimentary Roadside Assistance
Concierge
Complimentary roadside assistance up to 2 times per year including vehicle registration, towing, fuel assistance, battery boost, flat tire fixing, lock-out service, off-road pull out, and free international driving license
Cashback on Automobile Servicing
Cashback
Earn 3% cashback on automobile servicing with a maximum monthly cashback of AED 300
Bills
Cashback on Utility Bills
Cashback
Earn 3% cashback on utility bills with a maximum monthly cashback of AED 100. Cashback not earned on Utility & Government bills transactions made through DIB platforms effective from 1st December 2019
Cashback on Telecom Bill Payments
Cashback
Earn 3% cashback on Etisalat & Du bill payments with a maximum monthly cashback of AED 100
Partner: EtisalatPartner: Du
Cashback
Minimum Monthly Spend Requirement
Requirement
Effective 10 May 2025, you are required to make minimum monthly retail purchases of AED 3,000 within a statement cycle to be eligible for the cashback
Conditions: Minimum monthly retail purchases of AED 3,000 within a statement cycle
Total Monthly Cashback Cap
Cashback
Total monthly maximum cashback cap is AED 1,000 per billing cycle
Education
Cashback on School Fees
Cashback
Earn 3% cashback on school fees with a maximum monthly cashback of AED 300
Fuel
Cashback on Fuel Spends
Cashback
Earn 3% cashback on fuel spends with a maximum monthly cashback of AED 100
Transport
Cashback on Salik and Nol Recharges
Cashback
Earn 3% cashback on Salik and Nol recharges with a maximum monthly cashback of AED 25
Partner: SalikPartner: Nol
Active promotions
No verified active promotions yet.
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