Commercial Bank of Dubai
Up to 10% cashback on everyday spends
Sources and verification
We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.
Rewards
Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.
Up to 10.00%
Spend tier
Published reward rule
Rate
10.00%
Cap
AED 600 / month
Get up to 10% cashback on bills, education, supermarket and fuel payments, up to AED 600 a month. That's savings of AED 7,200 a year.
SourceSpend tier
Published reward rule
Rate
2.00 Points/AED
Cap
No cap listed
Automatically double the original manufacturer's warranty up to one year from the expiry date of the original warranty.
SourceUp to 10.00%
Spend tier
Published reward rule
Rate
3.00%
Cap
AED 75 / month
3% cashback on Bills when card month spend is at least AED 3,000 and at most AED 9,999.99. Maximum AED 75 cashback for this category and AED 300 across the shared category pool per monthly.
SourceSpend tier
Published reward rule
Rate
5.00%
Cap
AED 100 / month
5% cashback on Bills when card month spend is at least AED 10,000 and at most AED 19,999.99. Maximum AED 100 cashback for this category and AED 400 across the shared category pool per monthly.
SourceSpend tier
Published reward rule
Rate
10.00%
Cap
AED 150 / month
10% cashback on Bills when card month spend is at least AED 20,000. Maximum AED 150 cashback for this category and AED 600 across the shared category pool per monthly.
SourceUp to 10.00%
Spend tier
Published reward rule
Rate
3.00%
Cap
AED 75 / month
3% cashback on Education when card month spend is at least AED 3,000 and at most AED 9,999.99. Maximum AED 75 cashback for this category and AED 300 across the shared category pool per monthly. School, college and university fees only. Driving classes, training centres, stationery, uniforms, institutional transport fees, and sports or music academies are excluded.
SourceSpend tier
Published reward rule
Rate
5.00%
Cap
AED 100 / month
5% cashback on Education when card month spend is at least AED 10,000 and at most AED 19,999.99. Maximum AED 100 cashback for this category and AED 400 across the shared category pool per monthly. School, college and university fees only. Driving classes, training centres, stationery, uniforms, institutional transport fees, and sports or music academies are excluded.
SourceSpend tier
Published reward rule
Rate
10.00%
Cap
AED 150 / month
10% cashback on Education when card month spend is at least AED 20,000. Maximum AED 150 cashback for this category and AED 600 across the shared category pool per monthly. School, college and university fees only. Driving classes, training centres, stationery, uniforms, institutional transport fees, and sports or music academies are excluded.
SourceUp to 10.00%
Spend tier
Published reward rule
Rate
3.00%
Cap
AED 75 / month
3% cashback on Supermarket when card month spend is at least AED 3,000 and at most AED 9,999.99. Maximum AED 75 cashback for this category and AED 300 across the shared category pool per monthly.
SourceSpend tier
Published reward rule
Rate
5.00%
Cap
AED 100 / month
5% cashback on Supermarket when card month spend is at least AED 10,000 and at most AED 19,999.99. Maximum AED 100 cashback for this category and AED 400 across the shared category pool per monthly.
SourceSpend tier
Published reward rule
Rate
10.00%
Cap
AED 150 / month
10% cashback on Supermarket when card month spend is at least AED 20,000. Maximum AED 150 cashback for this category and AED 600 across the shared category pool per monthly.
SourceUp to 10.00%
Spend tier
Published reward rule
Rate
3.00%
Cap
AED 75 / month
3% cashback on Transport when card month spend is at least AED 3,000 and at most AED 9,999.99. Maximum AED 75 cashback for this category and AED 300 across the shared category pool per monthly.
SourceSpend tier
Published reward rule
Rate
5.00%
Cap
AED 100 / month
5% cashback on Transport when card month spend is at least AED 10,000 and at most AED 19,999.99. Maximum AED 100 cashback for this category and AED 400 across the shared category pool per monthly.
SourceSpend tier
Published reward rule
Rate
10.00%
Cap
AED 150 / month
10% cashback on Transport when card month spend is at least AED 20,000. Maximum AED 150 cashback for this category and AED 600 across the shared category pool per monthly.
SourceThese are discounts, welcome bonuses, or financing offers. They are not card earn rates and are not used in the Optimiser or directory headlines.
Protect yourself and your family against unforeseen events and insure your credit card outstanding balance with CBD credit shield benefit by paying 1% monthly fee of your credit card outstanding balance.
Stored as 1.00% · Default
Transfer the outstanding balances from other banks credit cards to your CBD Credit Card and enjoy low interest rates. You can choose a repayment plan from 3 to 36 months. New credit card customers enjoy 0% interest on Balance Transfer 6- and 12-month plans within 30 days of card issuance.
Stored as 0.00% · Default
Get up to 90% of your credit card limit as cash transferred to your bank account and repay in up to 36 equal monthly installments at attractive rates. New credit card customers enjoy 0% interest on Cash on Call 6 and 12-month plans within 30 days of issuance.
Stored as 90.00% · Default
20% discount on regular admission tickets at various Emaar attractions including KidZania, E-Kart Zabeel, Dubai Aquarium and Underwater Zoo, The Storm Coaster at Dubai Hills Mall, Dubai Ice Rink, and Zabeel Sports District
Stored as 20.00% · Default
Global Airport Visa Companion
Airport Lounge Access
Enjoy 8 complimentary visits to over 1,000 airport lounges globally with Visa Airport Companion App.
Conditions: 8 complimentary visits annually
Multi-trip Travel Insurance
Insurance
Travel insurance applicable to the cardholder and family, for a period of 90 days from date of travel, up to a maximum of $500,000.
Conditions: Applicable to cardholder and family, 90 days from date of travel
VISA ENTERTAINER on Visa Airport Companion App
Discounts
Unlock a world of exclusive 2-for-1 offers when you download the Visa Airport Companion app. Enjoy amazing deals and benefits at your fingertips.
Conditions: Available via Visa Airport Companion app
Cashback on B.E.S.T Categories
Cashback
Get up to 10% cashback on bills, education, supermarket and fuel payments, up to AED 600 a month. That's savings of AED 7,200 a year.
Conditions: Qualifying Transactions only in B.E.S.T categories (Bills, Education, Supermarket, Transport)
Credit Shield
Insurance
Protect yourself and your family against unforeseen events and insure your credit card outstanding balance with CBD credit shield benefit by paying 1% monthly fee of your credit card outstanding balance.
Conditions: 1% monthly fee of credit card outstanding balance
Emaar Attractions Discounts
Discounts
20% discount on regular admission tickets at various Emaar attractions including KidZania, E-Kart Zabeel, Dubai Aquarium and Underwater Zoo, The Storm Coaster at Dubai Hills Mall, Dubai Ice Rink, and Zabeel Sports District
Conditions: 20% discount at participating venues
Play DXB Bonus Credits
Bonus Credits
Get bonus credits at Play DXB when you purchase credits using CBD Credit Card. Purchase AED 200 get AED 75 bonus, AED 300 get AED 125 bonus, AED 400 get AED 180 bonus, AED 500 get AED 250 bonus.
Conditions: Purchase credits using CBD Credit Card
Balance Transfer
Balance Transfer
Transfer the outstanding balances from other banks credit cards to your CBD Credit Card and enjoy low interest rates. You can choose a repayment plan from 3 to 36 months. New credit card customers enjoy 0% interest on Balance Transfer 6- and 12-month plans within 30 days of card issuance.
Conditions: Processing fee may apply. New customers: 0% interest for 6 and 12 months with 3.99% and 6% processing fee. Valid until 30 June 2026.
Cash on Call
Cash Advance
Get up to 90% of your credit card limit as cash transferred to your bank account and repay in up to 36 equal monthly installments at attractive rates. New credit card customers enjoy 0% interest on Cash on Call 6 and 12-month plans within 30 days of issuance.
Conditions: A processing fee may apply. New customers: 0% interest for 6 and 12 months with 3.99% and 6% processing fee. Valid until 30 June 2026.
Easy Installment Plan
Installment Plan
Convert your purchases into monthly instalments for up to 36 months at attractive rates. Conditions apply.
Conditions: Up to 36 months, conditions apply
Purchase Protection
Insurance
Purchase protection provides additional peace of mind every time you make a purchase. It protects your purchases against theft or damage.
Conditions: Visa Signature benefit
Extended Warranty
Insurance
Automatically double the original manufacturer's warranty up to one year from the expiry date of the original warranty.
Conditions: Visa Signature benefit
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