D
Default
Up to 10.00%
Ajman Bank
Fees, rewards, eligibility, and source-backed terms.
- Best earn rate
- 1.00%Default
- At AED 3,000
- AED 30 (1.0%)
- At AED 10,000
- AED 100 (1.0%)
- At AED 17,500
- AED 175 (1.0%)
Sources and verification
What this card page is based on
We show source links where we have them. If a field is missing, not verified, or changed by the bank after our last check, the official bank terms should be treated as the final source.
- Last verified
- Not verified yet
- Latest source fetch
- 9 Sep 2026
Rewards
Rates by category
Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.
- Categories
- 3
- Best rate
- 1.00%
- Top cap
- AED 0
D
Dining
Up to 7.00%
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
7.00%
Cap
No cap listed
Up to 7% cashback on dining at restaurants. 5% for LIFE Platinum, 7% for LIFE World
SourceFC
Foreign Currency
Up to 5.00%
Spend tierRateCapNotes
Spend tier
Published reward rule
Rate
5.00%
Cap
No cap listed
5% cashback on LIFE World international spend (non-AED transactions)
SourcePartner offers and other perks
These are discounts, welcome bonuses, or financing offers. They are not card earn rates and are not used in the Optimiser or directory headlines.
50% cashback on refreshment/snacks purchases
Stored as 50.00% · Default
Book your next holiday on booking.com for up to 10% money back
Stored as 10.00% · Travel General
LIFE Cashback credit card rewards you up to 50% on your daily LIFE needs for Online (careem, amazon, noon), Dine-in, International spend, refreshment/snack, and other retail spend. Available in LIFE Platinum and LIFE World variants.
Stored as 50.00% · Foreign Currency
Travel the world with up to 30% off on cleartrip
Stored as 30.00% · Travel General
Avail 15% discount at IHG Hotels and Resorts when you pay with your LIFE Credit Card
Stored as 15.00% · Travel General
Enjoy 20% off on your next car rental with Avis
Stored as 20.00% · Travel General
Transfer your other credit card balances to Ajman Bank and get 0% Profit Rate for 3 or 6 months
Stored as 0.00% · Default
Benefits
Travel
Airport Transfer
Service
Airport transfer within UAE
Service Area: UAE
Meet & Greet Airport Service
Service
Meet & Greet usher service at airport
Airport Lounge Access
Access
Unlimited complimentary access to over 25 regional and international Lounge Key and Marhaba lounges across the UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore and more
Service Area: UAEService Area: Saudi ArabiaService Area: JordanService Area: KuwaitService Area: EgyptService Area: MoroccoService Area: USAService Area: UKService Area: CanadaService Area: GermanyService Area: FranceService Area: SingaporeProgram: Lounge KeyProgram: Marhaba
Cleartrip Travel Discount
Discount
Travel the world with up to 30% off on cleartrip
Conditions: Enter promo code Mastercard at cleartrip.com/mastercard
Partner: Cleartrip
Booking.com Money Back
Cashback
Book your next holiday on booking.com for up to 10% money back
Conditions: Visit booking.com/mastercardmea
Partner: Booking.com
IHG Hotels Discount
Discount
Avail 15% discount at IHG Hotels and Resorts when you pay with your LIFE Credit Card
Partner: IHG Hotels and Resorts
Rentalcars.com Discount
Discount
Enjoy an exclusive 10% discount when you book your preferred ride with rentalcars.com
Partner: Rentalcars.com
Avis Car Rental Discount
Discount
Enjoy 20% off on your next car rental with Avis
Conditions: Visit avisworld.com/mastercardmea and book with your Mastercard
Partner: Avis
Lifestyle
Complimentary Valet Parking
Service
Enjoy complimentary valet parking service at more than 30+ locations. Available 3 times a month at over 35+ locations.
Partner: Over 35+ locations in UAE
Tee-Time Golf Round
Service
Complimentary golf round booking service
Rewards
Online Merchants Cashback
Cashback
10% cashback on online merchants: noon, careem, amazon
Partner: noonPartner: careemPartner: amazon
Refreshment/Snacks Cashback
Cashback
50% cashback on refreshment/snacks purchases
Dine-in Cashback
Cashback
Up to 7% cashback on dining at restaurants. 5% for LIFE Platinum, 7% for LIFE World
International Spend Cashback
Cashback
5% cashback on LIFE World international spend (non-AED transactions)
Base Retail Cashback
Cashback
1% cashback on all other retail spend
Account Features
Free Supplementary Cards
Service
FREE Supplementary Cards for primary cardholders
Digital Features
Apple Pay
Feature
Enjoy a seamless & secure payment experience through mobile using Apple Pay
Samsung Pay
Feature
Enjoy a seamless & secure payment experience through mobile using Samsung Pay
Mobile Banking
Feature
Manage your credit card conveniently with our multi-functional Mobile Banking
Contactless Purchases
Feature
Enjoy faster & convenient transactions for smaller day to day shopping
Financial
Balance Transfer Facility
Financing
Transfer your other credit card balances to Ajman Bank and get 0% Profit Rate for 3 or 6 months
Easy Cash Facility
Financing
Avail Easy Cash at low profit rates and transfer funds to any bank account in the UAE
0% Installment Payment Plan
Financing
0% Installment Payment Plan at Preferred Partners
Security
3D Secure Online Shopping
Feature
Shop online with peace of mind with our 3D Secure feature
CHIP & PIN
Feature
Ensure maximum security through a personalised PIN
Signup Bonus
Welcome Bonus
Cashback
Get WELCOME BONUS up to AED 1000 cashback for LIFE World card
Conditions: Spend AED 10,000 within 60 days from the card issuance date
Active promotions
No verified active promotions yet.
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