ADCB
Your Taste. Your Card. Your Benefits
Sources and verification
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Rewards
Listed earn rates, spend bands, and caps from the latest source-backed rules for this card.
Up to 1.25%
Spend tier
Published reward rule
Rate
1.25%
Cap
No cap listed
Earn up to 1.25% as talabat credit on all other domestic and international retail purchases, whether made within the UAE or outside the UAE (excluding specific categories that earn 0.35%).
SourceThese are discounts, welcome bonuses, or financing offers. They are not card earn rates and are not used in the Optimiser or directory headlines.
Earn 35% back as talabat credit on the first 10 talabat orders placed each calendar month. Each order is capped at AED 35, with a cumulative limit of AED 350 per month. A minimum monthly retail spend of AED 2,500 is required to be eligible. If the minimum spend criteria is not met, 1.25% back as talabat credit will be applicable to all talabat orders for that particular month.
Stored as 35.00% · Dining
Credit card offering 35% back on talabat orders (first 10 orders/month, up to AED 35 per order), unlimited free delivery on talabat pro orders, up to AED 750 welcome bonus, 1.25% back on other purchases, personalised card designs, and no annual fee ever.
Stored as 35.00% · Default
Convert school fees into a 0% Interest Payment Plan.
Stored as 0.00% · Default
Enjoy complimentary movie tickets at Reel Cinemas. Buy one ticket, get one free (up to 2 free tickets per month) until 31 December 2026. Applicable for Standard 2D, Standard Plus 2D, Standard 3D, Standard Plus 3D, Platinum Suites 2D, Platinum Suites 3D, Screen X, Screen X Plus, Dolby, Dolby Plus, Reel Junior ticket categories. Additionally, 20% discount on food and beverage purchased at the counter on a minimum spend of AED 20.
Stored as 20.00% · Default
Free subscription to talabat pro gives you an exclusive Bolt offer of 10% off 10 rides per month. The discount cap per ride is AED 15. Applicable for ride categories: Bolt, Bolt Limo, Comfort, Van, XL, Premium, Executive. Excludes scheduled rides. Only valid for rides in Dubai.
Stored as 10.00% · Default
Complimentary airport lounge access
Lounge Access
Enjoy 4 complimentary visits to at 25+ airport lounges worldwide for you and your supplementary cardholders. Access via Mastercard Travel Pass app. For accompanying guests, USD 32 per visit will be charged. Complimentary access for the first visit after which, a minimum spend of 1 USD or equivalent in non-AED is required to enjoy complimentary access for 3 months from the date of the transaction.
Conditions: Download Mastercard Travel Pass app and register card; After first visit, minimum spend of 1 USD or equivalent in non-AED required for 3 months complimentary access; Guests pay USD 32 per visit
Credit Shield
Insurance
Enjoy complimentary life cover.
Conditions: None specified
Welcome Bonus
Welcome Bonus
Up to AED 750 welcome bonus as talabat credit. Primary Cardholders not having an existing ADCB Credit Card or ADCB Islamic Credit Card will be eligible for AED 750. Primary Cardholders having an existing ADCB Credit Card or ADCB Islamic Credit Card will be eligible for AED 200. The Welcome Bonus will be credited to the primary cardholder's talabat Pay account within 90 days of card issuance and subject to a minimum spend of AED 5,000 within 45 days of card issuance.
Conditions: Minimum spend of AED 5,000 within 45 days of card issuance; Applicable for cards applied via digital channels only (talabat app, ADCB website, ADCB Mobile Banking App, Hayyak App); Not applicable to existing cardholders who convert their existing credit card to talabat credit card
Personalised card design
Customization
Choose your card design to reflect your food personality. 7 different card designs available.
Conditions: None specified
Mobile and digital wallets
Digital Payments
Benefit from convenient payment options to suit your lifestyle.
Conditions: None specified
Card Control
Security
Enjoy complete control of your card transactions.
Conditions: None specified
35% back on talabat orders
Cashback
Earn 35% back as talabat credit on the first 10 talabat orders placed each calendar month. Each order is capped at AED 35, with a cumulative limit of AED 350 per month. A minimum monthly retail spend of AED 2,500 is required to be eligible. If the minimum spend criteria is not met, 1.25% back as talabat credit will be applicable to all talabat orders for that particular month.
Conditions: Minimum monthly retail spend of AED 2,500 required
Unlimited free delivery on talabat orders
Delivery Discount
Enjoy unlimited free delivery on talabat orders. Applicable on talabat pro restaurants with minimum order value of AED 50, and on talabat mart, grocery, and pharmacy with minimum order value of AED 100 for stores tagged as 'pro'.
Conditions: Minimum order value AED 50 for restaurants, AED 100 for mart/grocery/pharmacy
Buy 1 Get 1 free movie tickets
Entertainment Discount
Enjoy complimentary movie tickets at Reel Cinemas. Buy one ticket, get one free (up to 2 free tickets per month) until 31 December 2026. Applicable for Standard 2D, Standard Plus 2D, Standard 3D, Standard Plus 3D, Platinum Suites 2D, Platinum Suites 3D, Screen X, Screen X Plus, Dolby, Dolby Plus, Reel Junior ticket categories. Additionally, 20% discount on food and beverage purchased at the counter on a minimum spend of AED 20.
Conditions: Until 31 December 2026; Up to 2 free tickets per month
1.25% back on other purchases
Cashback
Earn up to 1.25% as talabat credit on all other domestic and international retail purchases, whether made within the UAE or outside the UAE (excluding specific categories that earn 0.35%).
Instalments payment plans
Payment Flexibility
Instalment payment plans available at participating partners.
Conditions: Visit www.adcb.com.offers for detailed list of participating partners
School fee payments
Payment Flexibility
Convert school fees into a 0% Interest Payment Plan.
Conditions: None specified
FlexiPay
Payment Flexibility
Repay balances in monthly payments.
Conditions: None specified
Balance transfer
Payment Flexibility
Transfer your outstanding balances from other bank credit cards.
Conditions: None specified
Credit card loan
Payment Flexibility
Benefit from a zero interest rate and repay in easy instalments of up to 12 months.
Conditions: Up to 12 months instalments
Exclusive 10% off Bolt rides
Transportation Discount
Free subscription to talabat pro gives you an exclusive Bolt offer of 10% off 10 rides per month. The discount cap per ride is AED 15. Applicable for ride categories: Bolt, Bolt Limo, Comfort, Van, XL, Premium, Executive. Excludes scheduled rides. Only valid for rides in Dubai.
Conditions: Only valid for rides in Dubai; Excludes scheduled rides; 10 rides per month
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